← Stage-Gate NPD Suite Organizational Structure · 90 People, 15 Teams

Org Chart

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Program timeline · status 16 Oct 2026Read the full story →
Harborline
Aug 2025
Cancelled
Gate 0
Feb 2026
Go
Stage 1
Business case
Gate 1
Apr 2026
Recycled
Gate 1
Jun 2026
Go w/ conditions
Stage 2
Development
You are here
Gate 2
Apr 2027
Gate 3
Oct 2027
Gate 4
Feb 2028
Launch
Mar 2028
Gate 5
Sep 2028

Lighthouse Financial Services Company — The full reporting structure behind the Resource Plan's 90 named people: the Gate Review Board at the top, fifteen functional teams below it, each reporting functionally to a Board seat and matrixed to the Program Manager for program coordination only — not supervision (Decision D-11).

Solid — functional/line reporting within a team Dashed gold — Board oversight and matrixed program coordination, not line authority

Gate Review Board

G. Marchetti
CPO — Executive Sponsor
N. Adeyemi
Chief Actuary
B. Lindqvist
General Counsel & CCO
R. Castellanos
Head of Distribution
J. Whitmore
Chief Financial Officer
D. Pemberton
CRO — Observer, no vote
C. Tyrrell
NPD Program Manager — Chair, no vote

The Chair coordinates every team below on the program's behalf but has no line authority over any of them — each team's solid-line reporting runs to its functional executive on the Board.

Program Teams (90)

IT - Annuity Administration Platform 10

Functional owner: G. Marchetti, CPO

T. Holloway
Business Systems Analyst
J. Jankowski
Solution Architect
A. Tanaka
Configuration Engineer
L. Navarrete
Integration Engineer
D. Ellingsworth
Integration Engineer
R. Achterberg
Release & Environment Engineer
S. Mbeki
QA Automation Engineer
K. Ghanem
Configuration Engineer
M. Gallardo
Senior Configuration Engineer
V. Sandoval
Platform Delivery Lead

Product Management & Design 7

Functional owner: G. Marchetti, CPO

E. Thibodeaux
Contract Feature Analyst
L. Ainsley
Product Manager - Annuity
J. Mistry
Product Design Analyst
D. Falkner
VP Product Development
S. Grimsby
Competitive Intelligence Analyst
P. Nakagawa
Product Manager - Rider & Benefits
N. Wainwright
Consumer Research Lead

Actuarial - Pricing & Product Development 7

Functional owner: N. Adeyemi, Chief Actuary

H. Bhatnagar
Pricing Actuary, ASA
S. Ravichandran
Lead Pricing Actuary, FSA
F. Lindahl
Pricing Actuary, ASA
G. Sundqvist
Modeling Actuary
B. Kandel
Assumption & Experience Analyst
C. Petrakis
Actuarial Analyst
M. Odunlami
Actuarial Analyst

Operations - New Business & Policyholder Services 7

Functional owner: G. Marchetti, CPO

T. Haddadi
Process Design Analyst
D. Fairbairn
Operations Readiness Analyst
S. Carreno
Suitability Review Analyst
N. Jessup
Training & Procedures Analyst
R. Underwood
Policyholder Services Manager
K. Beauchamp
New Business Manager
L. Marchand
Director, Annuity Operations

Product Development PMO 6

Functional owner: C. Tyrrell (Chair)

M. Hargreaves
Senior Scheduler
T. Ostrowski
Program Analyst - Gate Documentation
C. Tyrrell
NPD Program Manager & Gate Review Board Chair
R. Seabrook
Risk & Issue Coordinator
A. Fennimore
Program Coordinator
K. Iyer
PMO Lead / Gate Secretariat

Actuarial - Valuation & Financial Reporting 6

Functional owner: N. Adeyemi, Chief Actuary

R. Colquhoun
Statutory Reporting Actuary
T. Brennan
Valuation Actuary, FSA
W. Ferreira
Financial Reporting Analyst
J. Eberhardt
Illustration Actuary
K. Maitland
Reserving Analyst
A. Zabala
Valuation Analyst

Investments - ALM & Hedging 6

Functional owner: J. Whitmore, CFO

P. Stavros
Derivatives Trader
O. Balogun
Portfolio Analyst
D. Kirchner
Derivatives Operations Analyst
L. Hasegawa
Hedge Analytics Lead
V. Sarkisian
Index Strategy Consultant
M. Delacroix
Director, ALM & Hedging

Legal & Compliance 6

Functional owner: B. Lindqvist, GC & CCO

A. Nkemelu
Senior Counsel - Product
H. Lachance
Contract Forms Counsel
G. Blackwood
Compliance Officer - Annuity
T. Radcliffe
Outside Counsel Liaison
R. Chaudhry
Privacy & Records Analyst
E. Novotny
Suitability & Market Conduct Analyst

IT - Illustration & Quoting 6

Functional owner: G. Marchetti, CPO

H. Zielinski
Quoting Systems Engineer
C. Dinsmore
Calculation Validation Analyst
A. Barrantes
Illustration QA Analyst
B. Merriweather
Illustration Engineer
E. Kowalczyk
Illustration Systems Lead
F. Veerapan
Illustration Engineer

Distribution & Wholesaling 6

Functional owner: R. Castellanos, Head of Distribution

A. Drayton
Internal Wholesaler
M. Keaveney
Distribution Operations Analyst
I. Nightingale
Regional Wholesaler
H. Kirkpatrick
National Sales Manager
G. Montcalm
Regional Wholesaler
R. Shackleton
IMO Relationship Manager

Gate Review Board (oversight only) 6

Functional owner: G. Marchetti, CPO / Executive Sponsor

G. Marchetti
Chief Product Officer - Executive Sponsor
R. Castellanos
Head of Distribution
N. Adeyemi
Chief Actuary
B. Lindqvist
General Counsel & Chief Compliance Officer
D. Pemberton
Chief Risk Officer - observer, non-voting
J. Whitmore
Chief Financial Officer

Regulatory Filing & Contract Forms 5

Functional owner: B. Lindqvist, GC & CCO

C. Quillan
Contract Forms Specialist
Y. Dembele
SERFF Filing Analyst
P. Hollingsworth
Manager, Product Filing
S. Ibarra
SERFF Filing Analyst
N. Larkin
Filing Coordinator

Data, Reporting & Analytics 4

Functional owner: J. Whitmore, CFO

J. Caldwell
Product Analytics Analyst
P. Sowande
Reporting Analyst
M. Rasmussen
Data Engineer
F. Osunde
Data Lead

Marketing & Advisor Enablement 4

Functional owner: R. Castellanos, Head of Distribution

B. Ingersoll
Marketing Communications Analyst
L. Wexler
Advisor Training Designer
Y. Okonjo
Marketing & Advisor Enablement Lead
C. Saltonstall
Product Marketing Manager

Finance & Treasury 4

Functional owner: J. Whitmore, CFO

K. Vasquez
Treasury Analyst
S. Yamamoto
Financial Analyst - Product P&L
B. Trombley
Program Finance Manager
P. Bonaventure
Capital & Reserving Liaison

Reporting-Line Registry

Compact reference: which Board seat each team reports to functionally, and who leads it day to day. Full role and cost detail lives in the Resource Plan.

TeamTeam LeadFunctional Board OwnerHeadcount
IT - Annuity Administration PlatformV. SandovalG. Marchetti, CPO10
Product Management & DesignD. FalknerG. Marchetti, CPO7
Actuarial - Pricing & Product DevelopmentS. RavichandranN. Adeyemi, Chief Actuary7
Operations - New Business & Policyholder ServicesL. MarchandG. Marchetti, CPO7
Product Development PMOK. IyerC. Tyrrell (Chair)6
Actuarial - Valuation & Financial ReportingT. BrennanN. Adeyemi, Chief Actuary6
Investments - ALM & HedgingM. DelacroixJ. Whitmore, CFO6
Legal & ComplianceA. NkemeluB. Lindqvist, GC & CCO6
IT - Illustration & QuotingE. KowalczykG. Marchetti, CPO6
Distribution & WholesalingH. KirkpatrickR. Castellanos, Head of Distribution6
Gate Review Board (oversight only)— oversight seats, no leadG. Marchetti, CPO / Executive Sponsor6
Regulatory Filing & Contract FormsP. HollingsworthB. Lindqvist, GC & CCO5
Data, Reporting & AnalyticsF. OsundeJ. Whitmore, CFO4
Marketing & Advisor EnablementY. OkonjoR. Castellanos, Head of Distribution4
Finance & TreasuryB. TrombleyJ. Whitmore, CFO4
Why a matrix, not a hierarchy. A carrier's actuarial, legal, IT and distribution functions existed before this program and will exist after it launches. Building a program-owned hierarchy that pulled those functions out of their reporting lines would have meant re-hiring a shadow organization for a program with a defined end date. The tradeoff is coordination cost, which is exactly what the Chair's role at Program Charter §9 and Governance Model §4 exists to absorb.

How the organization changes shape by stage

The 90 people above are a life-of-program figure, and no stage ever has all of them. Each person's engagement window is recorded in the roster, so the ramp is computed rather than asserted:

StagePeople engagedShapeChange
Stage 1 — Business Case38
Stage 2 — Development76
+38
Stage 3 — Testing & Validation89
+13
Stage 4 — Launch Readiness87
-2
Launch & post-launch window54
-33

The organization nearly doubles between Stage 1 and Stage 2 — the point at which the program stops arguing about whether to build and starts building — and peaks at 89 people in Stage 3, when validation runs in parallel with regulatory filing. It then falls away sharply after launch, because most of this roster is functional staff returning to work that was waiting for them.

A stage-gate program cannot pre-commit the peak. Stage 3 and Stage 4 headcount is planned, not authorized — the tranches funding those stages have not been released (Program Budget §5). The staffing curve above is therefore a resourcing intention that Gates 2 and 3 can decline to fund, which is precisely what assumption A-08 is exposed to: it assumes no competing internal launch draws the same actuarial and IT people in 2027, and the program has no contractual hold on any of them.

Span of control, and where it is uneven

Fifteen leads report coordination to a single Chair. That is a wide span by any conventional reading, and it works only because the Chair holds no line authority — the coordination load is agenda-setting and evidence assurance, not performance management, which stays with each functional executive on the Board.

TeamSizeNote
IT - Annuity Administration Platform10Largest single team — consistent with extending rather than replacing the incumbent platform (D-07)
Product Management & Design7
Actuarial - Pricing & Product Development7
Data, Reporting & Analytics4Smallest delivery teams — specialist functions with no bench
Marketing & Advisor Enablement4Smallest delivery teams — specialist functions with no bench
Finance & Treasury4Smallest delivery teams — specialist functions with no bench
Key-person concentration is a live, realized exposure — not a theoretical one. Four of the fifteen teams have four or fewer people, and two of the program's highest-scoring open risks trace to functions with a single credentialed decision maker. Risk R-10 was exactly this exposure written generically, and it realized as issue I-03: an eleven-week vacancy in the Lead Pricing Actuary seat, on the critical path, during Stage 2. The org chart is the document where that pattern is visible — a roster shows headcount, but only the structure shows that the headcount sits on single points.

Why the Gate Review Board is costed like a team

The Board's six seats carry 1,240 hours and appear in the Program Budget's labor line like any other team, despite holding no WBS assignments. That is deliberate. Governance time is the most senior time the program consumes, and a program that treats its own oversight as free will under-prepare gate packages, over-convene, and discover at Gate 5 that the cost of deciding was never counted. Costing it makes the number arguable — which is the point.

Maintained by C. Tyrrell, NPD Program Manager and Chair of the Gate Review Board. Related: Resource Plan · Program Charter §8–10 · Stage-Gate Governance Model.