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Enrollment & Claims Platform Modernization

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Important: On raw TCO alone, this platform costs $2.56M more than simply maintaining the legacy system over 10 years. TCO does not account for benefits — see the companion Cost-Benefit Analysis for the quantified efficiency, risk-avoidance, and retention benefits that justify this incremental cost.

Implementation (Year 0)
$7.062M
Annual Ongoing Cost
$950K
5-Year TCO
$11.81M
10-Year TCO
$16.56M
Ongoing Costs

Annual Ongoing Cost Breakdown

CategoryAnnual Amount
Software Licensing / Subscription Renewal$180,000
Hosting / Cloud Infrastructure$220,000
Vendor Maintenance & Support (Post-Warranty)$150,000
Internal Support / Operations Staff$300,000
Periodic Enhancements / Minor Change Requests$100,000
TOTAL ANNUAL ONGOING COST$950,000
Comparison

New Platform vs. Legacy Status Quo

What would it cost to NOT modernize, and simply maintain the current legacy platform?

MetricNew Platform (Modernized)Legacy Status Quo
Year 0 (Implementation)$7,062,000$0
Annual Ongoing Cost$950,000$1,400,000
5-Year Total$11,812,000$7,000,000
10-Year Total$16,562,000$14,000,000
10-Year TCO Delta (New − Legacy)+$2,562,000

Legacy maintenance cost ($1.4M/year) reflects rising technical-debt burden: increasing manual workarounds, higher defect rates, and vendor support costs for an aging platform. Full year-by-year detail is on the 10-Year Breakdown tab of the Excel workbook.

Cross-Reference

How This Relates to the CBA

TCO answers "what will this cost" — and on that measure alone, modernizing costs more than doing nothing. The Cost-Benefit Analysis answers "is it worth it," and shows that $2.53M/year in quantified benefits (at full realization) more than offsets this $2.56M 10-year cost delta, producing a positive 10-year NPV of ~$1.93M at an 8% discount rate. Read the two documents together, not in isolation.