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Enrollment & Claims Platform Modernization

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Important: On raw TCO alone, this platform costs $7.08M more than simply maintaining the legacy system over 10 years. TCO does not account for benefits — and in any case, "simply maintaining the legacy system" isn't genuinely available: see the Project Charter for the vendor end-of-support driving this replacement, and the companion Cost-Benefit Analysis for the quantified efficiency, risk-avoidance, and retention benefits, which at the corrected budget don't fully offset this incremental cost within 10 years.

Implementation (Year 0)
$11.58M
Annual Ongoing Cost
$950K
5-Year TCO
$16.33M
10-Year TCO
$21.08M
Ongoing Costs

Annual Ongoing Cost Breakdown

CategoryAnnual Amount
Software Licensing / Subscription Renewal$180,000
Hosting / Cloud Infrastructure$220,000
Vendor Maintenance & Support (Post-Warranty)$150,000
Internal Support / Operations Staff$300,000
Periodic Enhancements / Minor Change Requests$100,000
TOTAL ANNUAL ONGOING COST$950,000
Comparison

New Platform vs. Legacy Status Quo

What would it cost to NOT modernize, and simply maintain the current legacy platform?

MetricNew Platform (Modernized)Legacy Status Quo
Year 0 (Implementation)$11,582,050$0
Annual Ongoing Cost$950,000$1,400,000
5-Year Total$16,332,050$7,000,000
10-Year Total$21,082,050$14,000,000
10-Year TCO Delta (New − Legacy)+$7,082,050

Legacy maintenance cost ($1.4M/year) reflects rising technical-debt burden: increasing manual workarounds, higher defect rates, and vendor support costs for an aging platform. Full year-by-year detail is on the 10-Year Breakdown tab of the Excel workbook.

Cross-Reference

How This Relates to the CBA

TCO answers "what will this cost" — and on that measure alone, modernizing costs more than a hypothetical do-nothing baseline. The Cost-Benefit Analysis answers "what do we get for it," and shows that $2.53M/year in quantified benefits (at full realization) doesn't fully offset this $7.08M 10-year cost delta — a 10-year NPV of about −$2.59M at an 8% discount rate. Neither document argues this pays for itself quickly; both exist because "do nothing" isn't actually available past the legacy vendor's end-of-support, so the real question is what the right-sized replacement costs and delivers. Read the two documents together, not in isolation.